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When’s the last time you said to yourself, "Starting tomorrow I’m going to work on my financial goals." Maybe you want to save for a home downpayment, or contribute more to your retirement plan. The recent government shutdown could have prompted you to stop living paycheck to paycheck.
So you set a goal, and you’re good, until you're hit by an unexpected expense or splurge one time too many. Next thing you know, you're financially set back three or four months, and a year later you're in the same financial rut. Shelia Dansby Harvey knows exactly how you feel.
The thing is, while you need to prepare for tomorrow, you also want to enjoy life today. Lifestyle upgrades like dining out, getaways, and maintaining your personal style are important to you. Living well today offsets the tedium of saving for the future.
Shelia's breakthrough to living the Cocoa Millionaire™ lifestyle she does today while securing her financial future happened once she and a friend started discussing money. They help each other make sure their spending and saving habits are in sync with their core values. Their easy, non-judgmental conversations allow them to share information that increases their financial literacy. They talk through tough financial decisions and encourage each other in all things money. To this day, Shelia and her financial friend find themselves consulting with each other on a regular basis.
Cocoa Millionaire elevates this conversation to a movement that connects women who want to change their financial lives. You don't have to be an actual millionaire to become a Cocoa Millionaire, all you need is a desire to do your best with your income and assets. Oh, and a taste for fun. Cocoa Millionaire events are equal doses of financial information and fun. You'll love it.
Shelia realizes that when it comes to money, men often have different views and concerns than women. Chocolate Millionaire™ is the male movement for which Shelia is "the only woman in the room" during conversations about money from a man's perspective.
Shelia is also available for private conversations. The two of you will spend as much time as you choose aligning your spending and saving habits with what you really care about in life. With Shelia's help, you will take action to permanently improve your relationship with money.
Stop trying to figure out money matters in a vacuum; let today be the day you join forces with others who, just like you, want to be financially whole.
"Money is not a math problem. It's a proxy for our moral foundations, our most cherished dreams and our deepest fears."
New York Times
January 5, 2019
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